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Online Services

Online Banking with BillPay

Online Services Guarantee

Making Transfers

Online BillPay Features

Online Retirement Access

Online Services Demos

Community Solutions Programs

Community Lending Programs

Government Mortgages

Adjustable Rate Mortgage

Adjustable Rate Mortgages

Construction Mortgages

Specialty Mortgages

Jumbo Loans

Lot Loans

Construction Mortgages

Community Mortgages

Community Lending Programs

Community Solutions Program

Government Mortgages

Mortgage Comparison Chart

Fixed vs. Adjustable Rate Mortgages

First-Time Homebuyers

Secure Your Rate

Experienced Homebuyers

Secure Your Rate

Refinancing Your Mortgage

Secure Your Rate

The Mortgage Process

Home Equity Loans and Lines

Home Equity Loans

Texas Home Equity Loan

Texas Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Home Equity Loan

Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Adjustable Rate Home Equity Loans

Texas Adjustable Rate Home Equity Loan

Texas Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Adjustable Rate Home Equity Loan

Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Prime Equity Lines of Credit

Texas Prime Equity Line of Credit

Texas Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Texas Prime Equity Line of Credit Fixed Rate Option

Prime Equity Line of Credit

Home Equity Comparison Chart

How to Use the Equity in Your Home

Understanding the Application Process

Prime Equity Line of Credit
Alternate Payment Options

Home Equity Comparison Charts

Texas Home Equity Comparison Chart

Home Equity Comparison Chart

Mortgage Equity Loan

New York Co-Op Equity Line/Loan

Education Loans

Five Steps to Financial Aid

Step 1: Complete the FAFSA

Step 2: Review Your Student Aid Report (SAR)

Step 3: Compare Financial Aid Packages

Step 4: Choose Wachovia as Your Lender

Step 5: Consider Other Sources of Aid

Undergraduate Students

Federal Stafford Loan

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Federal Parent PLUS Loan

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Parents

Federal Parent PLUS Loan

Graduate Students

Federal Stafford Loan

Federal Graduate PLUS Loan

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Medical and Health Profession Students

Federal Stafford Loan

Federal Graduate PLUS Loan

Law Students

Federal Stafford Loan

Federal Graduate PLUS Loan

Postpone Repayment

Delay Repayment of a Federal PLUS Loan for Parents

Delay Repayment of a Federal Stafford Loan

Delay Repayment of a Federal PLUS Loan for Graduate Students

Delay Repayment of a Private Student Loan

Deferment and Forbearance Forms

Ways to Save on Your Loans

Just for You

Students

Tax Benefits

Pre-College Checklist for Freshman and Sophomores

Parents

Tax Benefits

Schools

Contact Regional Representatives

History of Wachovia Education Finance

En español

Resources

Entrance/Exit Counseling

Financial Aid Tools & Links

Forms & Brochures

Deferment and Forbearance Forms

Applications/Credit Agreements

Brochures and Booklets

Education Loan FAQs

Secured Personal Loans

Credit Cards

Vehicle Loans

Retirement Planning

Lifetime Retirement Planning

In Your 20s - Start Thinking Ahead

In Your 30s - Build a Foundation

In Your 40s - Invest in your Future

In Your 50s - Get Ready

In Your 60s - Make the Transition

70s and Beyond - Manage Your Finances

IRA Center

Retirement Income

Schedule a Free Retirement Consultation

Roll Over My Employer Plan

Invest with a Financial Advisor

How an Advisor is Paid

Transfer an IRA

Account Transfer - Securities and Cash

Account Transfer - Cash Only

Open an Account

View My Accounts Online

Online Banking with BillPay

Online Brokerage

Wachovia One Stop^TM

Online Retirement Access

Online Services Demos

Retirement Calculators & Tools

IRAs (Rollover, Traditional, Roth, SEP, CD)

Retirement Income Annuity

Annuity Comparison Chart

Life Insurance

Term Life Insurance

Wachovia HealthAdvantage^SM Health Savings Account (HSA)

Retirement Learning Center

Mutual Fund & Stock Look-up

Reading Room

Uncommon Wisdom - Innovation, Ideas, and Insights from Wachovia

Roth Conversions for Investors Age 70 1/2 and Older

Advantages of a "Stretch IRA"

10 Strategies for IRA Owners

Buying An Annuity Contract at Wachovia Securities

IRA Distribution Planning - Extending Your Legacy

Are You Ready to Roll?

IRA Facts for 2008

Social Security and Retirement

Life Expectancy and Retirement

Questions about Social Security

Withdrawal Rates and Retirement

Healthcare and Retirement

Long-Term Care and Retirement

Pension Protection Act for 2006 - Charitable Gifts

How to Dig Yourself Out of Debt and Save at the Same Time

Buying Life Insurance: What Kind and How Much?

Bringing Charitable Giving Into Your Estate Plan

Put Savings (and Yourself) First with a Budget

Changing Jobs or Retiring? Don't Forget Your Retirement Savings!

What You Need to Know About Your Will

Heroes Earning Assistance and Relief Tax (HEART) Act of 2008

HERO Act - IRA Information for the Military

How Does Social Security Help Women Today?

Planning Tools & Calculators

Banking

Checking

Crown Access Banking^®

Crown Banking^SM

Crown Classic Banking^®

Crown Select Banking^SM

Access Fifty Checking^®

Free Student Checking

Free Checking

Checking Comparison Chart

Savings & CDs

Way2Save^SM

Premium Savings

High Performance Money Market

Certificates of Deposit (CDs)

Fixed-Rate Certificates of Deposit

Liquid Certificates of Deposit

24-Month Step Rate CD

Savings Comparison Chart

Individual Retirement Account CDs

Wachovia HealthAdvantage^SM Health Savings Account (HSA)

Wachovia Visa^® Platinum with Rewards Card

Wachovia Possibilities Rewards^®

Check Cards

Wachovia Visa^® Check Card

Gold Check Card

Campus Card

Participating Schools

I have a Campus Card and an account.

I have a Campus Card, but no account.

I don't have a Campus Card or an account.

I have an account, but no Campus Card.

Wachovia Possibilities Rewards^�

Gift and Prepaid Cards

Wachovia Gift Card

Visa^® Buxx Card

Wachovia Dinero Directo Card

Fees that may apply

FAQs

How to Withdraw Funds

Pay Bills with Your Visa Card

International Personal Banking

Investing

Why Choose Wachovia Securities?

Learn More About Investing with a Financial Advisor

Accounts and Services

I Want To...

Invest with an Advisor

Our Advisory Process

How an Advisor is Paid

Investment Choices

Invest on My Own

Accounts and Services

Investment Choices

Open a Self-Directed Brokerage Account

Fees and Commissions

Open an Account

Transfer an Account

Account Transfer Form

Accounts and Services

Fees and Commissions

Rollover My Employer Plan

Locate a Financial Advisor

Accounts and Services

Brokerage Accounts

Full-Service Brokerage

Locate a Financial Advisor

Investment Choices

How an Advisor is Paid

Fees and Commissions

Self-Directed Brokerage

Open a Self Directed Brokerage Account

Investment Choices

Fees and Commissions

Asset Management Accounts

Command Asset Program

Investment Choices

Fees

Command Asset Program for Business

Investment Choices

Fees

Individual Retirement Accounts (IRAs)

IRA Comparison Chart

Rollover IRA

Open a 401k Rollover IRA

Investment Choices

Fees and Commissions

Traditional IRA

Open a Traditional IRA

Open an Online Brokerage Account

Educational and Custodial Accounts

Coverdell Education Savings

Open a Coverdell Education Savings Account

Investment Choices

Fees and Commissions

UGMA/UTMA Custodial

Open a UGMA/UTMA Custodial Account

Investment Choices

529 College Savings Plans

Open a CollegeSense 529 Savings Plan

Retirement Income Annuity

Investment Choices

Fees and Commissions

Annuity Comparison Chart

Life Events

Retirement

Social Security and Retirement

Life Expectancy and Retirement

Questions and Answers on Social Security

Withdrawal Rates and Retirement

How Does Social Security Help Women Today?

Uncommon Wisdom - Wachovia's Retirement Magazine

Health and Long-Term Care

Healthcare and Retirement

Long-Term Care and Retirement

College

Educational and Custodial Accounts

Learn More About Investing with a Financial Advisor

Open an Educational or Custodial Account

Major Purchase

Learn More About Investing with a Financial Advisor

Job Change

Rollover IRA

Learn More About Investing with a Financial Advisor

Open a 401k Rollover IRA

Change in Marital Status

Learn More About Investing with a Financial Advisor

Estate Planning

Living Trusts

Charitable Remainder Trust (CRT)

Community Property

Estate-Tax Change and the Credit Shelter Trust

Irrevocable Life Insurance Trusts

Investment Choices

Stocks

Invest with an Advisor

Invest on Your Own

Accounts and Services

Bonds

Invest with an Advisor

Invest on Your Own

Accounts and Services

Mutual Funds

Invest with an Advisor

Invest on Your Own

Accounts and Services

Options

Invest with an Advisor

Options

Invest on My Own

Options

Accounts and Services

Annuities

Invest with an Advisor

Invest on Your Own

Accounts and Services

Unit Investment Trusts

Invest with an Advisor

Invest on Your Own

Accounts and Services

Education

Investing

The Power of Compounding

The Power of Dollar Cost Averaging

Investing

Systematic Investment Plans

Managing Your Portfolio

Six Investment Goals

Investment Objectives and Risk Tolerance

Women and Investing

How does Social Security help women today?

Tools and Calculators

Guides to Investing at Wachovia Securities

Auto Insurance Benefits

Excess Liability Insurance

Auto Insurance Comparison Chart

Home Insurance

Homeowner's Insurance

Renter's Insurance

Condominium Insurance

Excess Liability Insurance

Home Insurance Comparison Chart

Health and Health-Related Insurance

Long -Term Care Insurance

Wachovia HealthAdvantage^SM Health Savings Account (HSA)

Recreational Vehicle Insurance

Travel Trailer Insurance

Motor Home Insurance

Motorcycle Insurance

Watercraft Insurance

Recreational Vehicle Insurance Comparison Chart

Planning Guides

Retirement Planning

Begin Planning for Retirement

Begin Funding for Your Financial Security

How to Dig Yourself Out of Debt and Save at the Same Time

Protect Your Assets

Working with a Financial Advisor

Evaluate Your Retirement Plan

Life Changes That Impact Retirement Planning

Protect Your Assets

Working with a Financial Advisor

Changing Jobs

What to Do with Your Retirement Plan

How to Save More for Retirement

Working with a Financial Advisor

Already Retired

Distribution Rules

Distribution Strategies

Planning for the Future

Working with a Financial Advisor

Choices for Business Owners

Retirement Plans for Businesses

Protect Your Assets

Planning for the Future

Working with a Financial Advisor

Financial Issues for Women

Money Management

If you're from Venus, why get your financial advice from Mars?

How do I build a financial safety net?

How do I find more money to save?

How can I save time with bills?

How should I manage my credit?

What are some insurance basics for women to consider?

How can I keep insurance costs down?

Smart Investing

Investing 101

What are the basics of investing?

How do I avoid making investment mistakes?

How do I choose a Financial Advisor?

Beyond the Basics

How should I allocate my assets?

How and when do I rebalance?

Is an online brokerage account right for me?

Where Social Security and Pensions Fit

How does Social Security help women today?

What should I know about pension plans?

Life Transitions

Family Matters

What should I plan for financially as I'm getting married?

What should I plan for if I'm a caretaker for a parent?

What should I plan for if I am separated or divorcing?

Career Considerations

What about employer-sponsored retirement plans?

What retirement issues should I consider when changing jobs?

Planning for Later in Life

Why should I start managing my money now?

What are financial considerations when a loved one dies?

What is long -term care?

Book Reviews

Ernst & Young's Financial Planning for Women

It Takes Money, Honey

Money Harmony: Resolving Money Conflicts in Your Life and Relationships

The 9 Steps to Financial Freedom

Preparing and Saving for College

What's college going to cost?

What's the best way for a parent to save for a child's education?

How can I save if I am attending or returning to college?

Paying for College

How am I going to pay for college?

As a student, when should I apply for a loan and what type is best?

As a parent, when should I apply for a loan and what type is best?

Planning After College

What's the best way to pay off college costs?

How can I build a strong financial foundation?

Home Buying & Relocation

What's Involved with Selling My Home?

What Should I Know About Buying a Home?

Financing a Home

How do I choose the right mortgage?

What kind of insurance will I need?

Moving into a Home

How can I prepare for my move?

What personal information and accounts should I consider with my move?

Investing Basics

Getting Started

What should I do to begin investing?

What should I do before making an investment decision?

How can I put "risk" in my favor?

What's the value of an advisor?

Investing Goals

How should I approach investing for college?

How should I approach saving for retirement?

Investment Choices

What's the difference between investment products?

What accounts will benefit me the most?

How can I manage my investments?

Portfolio Management

What should I consider when building a portfolio?

What are the strategies for investment success?

How can I protect myself from market volatility?

How do I understand and review my investments?

Money Management Basics

Budgeting

How do I begin to budget?

How do I set attainable goals?

How can I plan ahead?

Financial Protection

What role does insurance play in protecting my assets?

How can I protect my assets now?

How can I protect my assets for the future?

Debt Consolidation

How do I know if I have too much debt?

How can I assess my credit history?

How can I manage and reduce my debt?

When should I contact a professional?

Fraud Prevention

How can I minimize the risk of fraud?

What should I do if I become a victim of fraud?

What should I do if my identity is stolen?

DMV Listing by State

Do you have any brochures on fraud prevention?

Tax Planning

Filing Taxes Online

Tax Filing Tool Kit

2007 Tax Rate Schedules

2007 Tax Information Mailing Schedule

2007 Tax Forms

Tax Preparation Checklist

Deposit Your Federal Tax Refund into Your Wachovia IRA

Pay Taxes with Your Wachovia Credit Card

Tax Strategies & Articles

The Self-Employment Tax

11 Most Overlooked Tax Deductions

Real Estate Tax and Rental Property FAQs

Buying a Second Home

Changing Jobs

Child Tax Credit

Deductions for Higher Education

Determining Estimated Tax Payments

Estates and Trusts

Estimated Taxes - Common Questions

Form W-4 and your Take-Home Pay

FAQs on Deducting Mortgage Interest

Home Ownership Deductions

Major Illness or Injury

Tax Topics for Freelancers

Taxing Side of Charitable Contributions

Working at Home

Tax Advantaged Accounts

Individual Retirement Accounts (IRAs)

IRA Certificate of Deposit (IRA CD)

Home Equity Loans

Coverdell Education Savings Account

Open a Coverdell Education Savings Account

Small Business Retirement Accounts

Small Business

Filing Business Taxes Online

Filing Over the Phone

Taking Business Deductions

Pay Business Taxes with your Wachovia Card

Business Tax Preparation

Filing a Business Tax Extension

Limited Liability Company

Schedule C - Reporting Business Income and Deductions

Small Business: Three to Five Employees

Managing Assets

When and How to Incorporate

Personal Finance Customer Service

Personal Finance Contacts

Locations

Personal Finance Account Services

Order Checks

Wire Transfers

Request Overdraft Protection

Lost or Stolen Check Card

Lost or Stolen Credit Card

Stop Payment

Get Foreign Currency

View Statements Online

Request Statements in Spanish

Send a Secure Message

Make Your Opening Deposit Online

Calculators and Tools

Telephone Banking

Menu Options and Shortcuts

Speak to a Representative

Telephone Banking FAQs

Report a Lost/Stolen Card or Checkbook

Request a Statement or Check Copy

Review Recent Transactions

Personal Finance User Profile

Reset Password

Change Password

Change Mailing Address

Update Alert Services

Change Email Address

Change Secret Questions and Answers

Forgot User ID

Personal Finance Technical Support

Quicken^®, QuickBooks^®, and Microsoft^® Money Support

Online Services System Requirements

Personal Finance FAQs

Personal Finance Site Map

Personal Finance Glossary

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